Resource Protection

In safeguarding resources, our goal is simple. We work hard to build and protect your family’s wealth. Even with the best financial plan to grow your assets and achieve your goals, neglecting to prepare for the unexpected could put your future finances in jeopardy. Most insurance needs boil down to the following:

  • Life, Health, and Disability Insurance
  • Long-Term Care Insurance
  • Property and Casualty Insurance

Except for those wealthy enough to self-insure against all eventualities, everyone will need some or all of these products. Many insurance websites, agents, and companies can write you a policy — all of them promising the lowest rate and best coverage. Ask yourself these questions:

  • “What is the lowest rate buying me?”
  • “What do I really need covered?”
  • “How much coverage do I need?”
  • “Do I understand what I’m purchasing?”
  • “Is the company I’m dealing with financially sound?”

You should be presented with all the pros and cons of different products. You should be made aware of how agents are paid on different products so you can decide whether they’re working in your best interest or their own. With simple explanations, you should be able to understand how the product you’re buying works.

It’s vital that you know how your insurance works and what it does for you. We’ll work with you directly or put you in touch with our trusted partners that specialize in the particular insurance you’re using. For a basic look at some of the ins and outs of life insurance and to learn more, click here.